LK Borrowed pre-authorises all credit/debit cards for the full price of the plan, unless otherwise stated. The pre-authorisation is NOT a charge and you are not responsible for paying for it. We void the pre-authorisation immediately, however the time to release the funds back to your account depends on your bank or card issuer.
We require a valid payment method upfront because we are sending clothing out. If someone decides not to return that clothing, we need to have a valid credit/debit card on file to charge them for it. This also ensures your payment method on file for our subscription service is valid and is authorised as the standard payment method when your Free Trial is over.